The NHS Mortgage calculator we have is free to use.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements
The NHS Mortgage calculator below is Free to use. However, it is just an indication of how much you can borrow.
For a more accurate figure get in touch with one of our advisors that can give you an idea for free.
Illustration purposes only, not to be considered as financial advice or a mortgage quote
Our calculator is set up for NHS Mortgages. As one of the few NHS Mortgage calculators available it is used by many to see how much they can borrow.
Our NHS Mortgage calculator couldn’t be simpler. Simply add up all your income from night pay, shift work, bank work, salary, benefits etc and enter it as one figure in the calculator to find out how much you may be able to borrow.
Our NHS Mortgage calculator does work for Doctors, however it may not be completely accurate as your pay will likely be complicated. You often receive Night pay, overtime, locum work, salary and many other types of income. However, we do recommend you simply add it all up and enter it all, for a more accurate figure you may wish to consult a mortgage advisor though.
Our NHS Mortgage calculator does take a few of your details in order to give you an accurate calculation.
We do not require you to take a mortgage with us, or even take mortgage advice from us to use the calculator. However, we prefer to give you accurate information when possible.
Our calculator gives you a maximum amount you may be able to borrow. This is all mortgage calculators in general can provide, however if you want a more accurate amount you can speak to a mortgage advisor that will be able to give you an exact amount you can borrow.
Anyone that works under the NHS may qualify on our NHS Mortgage Calculator. Such as:
If you require a more accurate maximum loan amount, we highly recommend speaking to a specialist mortgage advisor for the NHS that can go through your situation and get a maximum loan for you.
Generally mortgage calculators are not very accurate, and are usually designed to give you a ballpark figure whilst you consider your options.
Some lenders may allow you to borrow 5 or even 6 times your total income for a mortgage. This includes things such as:
Mortgages for Doctors is a trading name of Albion Forest Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority, Albion Forest t/a Mortgages for Doctors, Unit 9 Talisman Business Centre, Duncan Road, Park Gate, Southampton, SO31 7GA
By clicking external links you are departing from the regulatory site of Albion Forest Ltd trading as Mortgages for Doctors. Neither Albion Forest Ltd or PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site.
For Estate Planning we recommend Albion Forest Wills. For Mortgages for Teachers we recommend Teacher Mortgages. For Joint Borrower Sole Proprietor (JBSP) Mortgages contact our dedicated team at JBSP Mortgages.
Registered in England & Wales number: 12714552 Teacher Mortgages is a trading style of Albion Forest. Albion Forest Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Advantage Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority. Our standard fee is up to 1 % however our typical fee starts at £199.
Discount on NHS Mortgages based on an average of 1% fee of a £150,000 mortgage.Â
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE