£1,100 discount on our broker fee for NHS Staff

NHS Mortgage Calculator

The NHS Mortgage calculator we have is free to use and requires no personal details.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

FREE Mortgage Calculator – No personal details needed

The NHS Mortgage calculator below is Free to use and requires no personal details. However, it is just an indication of how much you can borrow.

For a more accurate figure get in touch with one of our advisors that can give you an idea for free.

Annual Joint Income
You would be able to borrow a maximum of:
Enter your phone number or email address if you would like a more accurate max loan figure
Please enter your email address or telephone number

Illustration purposes only, not to be considered as financial advice or a mortgage quote

Is this an NHS Mortgage Calculator?

Our calculator is set up for NHS Mortgages. As one of the few NHS Mortgage calculators available it is used by many to see how much they can borrow.

Our NHS Mortgage calculator couldn’t be simpler. Simply add up all your income from night pay, shift work, bank work, salary, benefits etc and enter it as one figure in the calculator to find out how much you may be able to borrow.

Does the NHS Mortgage calculator work for Doctors?

Our NHS Mortgage calculator does work for Doctors, however it may not be completely accurate as your pay will likely be complicated. You often receive Night pay, overtime, locum work, salary and many other types of income. However, we do recommend you simply add it all up and enter it all, for a more accurate figure you may wish to consult a mortgage advisor though.

Do you require personal details for your NHS mortgage calculator?

Our NHS Mortgage calculator requires no personal details at all. You can use it completely free without a mortgage advisor calling you.

However, if you would like a more accurate calculation we recommend you speak to a specialist mortgage advisor that can go through your entire situation.

How accurate is it?

Our calculator gives you a maximum amount you may be able to borrow. This is all mortgage calculators in general can provide, however if you want a more accurate amount you can speak to a mortgage advisor that will be able to give you an exact amount you can borrow.

Who qualifies for NHS Mortgages?

Anyone that works under the NHS may qualify on our NHS Mortgage Calculator. Such as:

  • Doctors
  • Nurses
  • Anyone that works for:
    • A GP Surgery
    • An NHS Trust
    • NHS Dental Surgery

How can I get a more accurate maximum loan amount for NHS?

If you require a more accurate maximum loan amount, we highly recommend speaking to a specialist mortgage advisor for the NHS that can go through your situation and get a maximum loan for you.
Generally mortgage calculators are not very accurate, and are usually designed to give you a ballpark figure whilst you consider your options.

Can you borrow 5 times your salary for a mortgage?

Some lenders may allow you to borrow 5 or even 6 times your total income for a mortgage. This includes things such as:

  • Salary
  • Benefits
  • Maintenance payments
  • Second jobs
  • Bank work
  • etc..
nhs mortgage calculator, NHS Mortgage Calculator

Useful Links

Why Choose Mortgages for Doctors & Medical Professionals?